Is this ambivalence I’m seeing? Last night The Donnas played at World Cafe Live. I almost called up Rob to see if he wanted to meet me there but I was dressed in my business best and had nothing else……

Put 30% in a bank account you don’t have a debit or ATM card for, and ignore the ever-increasing balance for 6 months.

Learn to live on the other 66%, no matter how hard it is. If you stop charging nonsense on your credit cards (and we all do), you’ll find it’s painful for a few months, and not that hard, thereafter.

Since you’re paid commission, this is your incentive to keep selling as much as possible. If you’re a star rep, making up the difference by increasing the 66% to be equal to the former 100% is your real goal.

Twice a year, take the (big) 33% balance and put it into a Vanguard’s Total Stock Market Index Fund.

Do this until you give birth, and you’ll be miles ahead of the crowd.

Every ten years, your portfolio should double in size (based on market returns).

The earlier the balance becomes significant, the more impactful doubling becomes.

When work really gets me stressed out, I just load my Excel portfolio synopsis, and recognize that I can walk away (for several years).

Once you’re not beholden to any employer, you’re truly free.

I first heard them a few years ago when I lived in New Haven. Their song “Get rid of that girl” was playing on WNHU – local college radio – and I loved it. I called the radio station and got the name of the album from them and had it within a half-hour. Very “Ramones” and garage. Haven’t heard much else by them though, but that album (or compilation of album+etc) is a must-have.